Full 2026 guide

Savings accounts and fixed-term deposits in Luxembourg: the guide

Two closely related products, two different logics. Instant-access savings account with a variable rate, or fixed-term deposit with a locked-in rate and locked-in capital: this guide compares both side by side, with the FGDL €100,000 guarantee, RELIBI 20% taxation, and how to pick between them based on your horizon.

14 min read

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